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VIP / 01 · Policies Auto · Health · Travel

Index 01 · Auto Insurance

Start with what's included.

Three Auto policies. One comparison. Every coverage point stays visible, so you can see exactly where each option expands.

IN · Included — · Not included Conceptual comparison · Availability varies
White car in a concrete tunnel, black and white
Fig. 01 · Parked, city
Coverage point Auto · 14 Tap a term to read it
01 Select 8 / 14
02 Plus 11 / 14
03 Complete 14 / 14
Included in Select
Included in Plus
Included in Complete
Included in Select
Included in Plus
Included in Complete
Included in Select
Included in Plus
Included in Complete
Included in Select
Included in Plus
Included in Complete
Included in Select
Included in Plus
Included in Complete
Included in Select
Included in Plus
Included in Complete
Included in Select
Included in Plus
Included in Complete
Included in Select
Included in Plus
Included in Complete
Not included in Select
Included in Plus
Included in Complete
Not included in Select
Included in Plus
Included in Complete
Not included in Select
Included in Plus
Included in Complete
Not included in Select
Not included in Plus
Included in Complete
Not included in Select
Not included in Plus
Included in Complete
Not included in Select
Not included in Plus
Included in Complete

Read this as a comparison, not a promise. This is a conceptual comparison of the three policy levels presented here. It isn't a statement that every coverage point is available in every state or circumstance. Coverage is subject to policy terms, limits, deductibles, eligibility, exclusions and state availability.

Question about a row? Reach Out
VIP / 02 · The difference is visible

8. Then 11.
Then 14.

Select establishes the 8-point starting set. Plus keeps all 8 and adds 3 more. Complete keeps all 11 and adds the final 3. Nothing disappears as you move up the comparison.

Stage 01 · Starting set 08

Select · 8/14

The first eight comparison points. Every level that follows keeps all of them.

Stage 02 · +3 11

Plus · +3

Keeps all 8. Adds:

  • Rental Reimbursement
  • Roadside Assistance
  • Towing and Labor Coverage
Stage 03 · +3 14

Complete · +3

Keeps all 11. Adds the final three:

  • Glass Coverage
  • Gap-Related Coverage
  • New Car Replacement
Footnote, but important

More points included doesn't mean every possible situation is covered.

Policy terms, limits, deductibles, eligibility, exclusions and state availability can still affect how any coverage point works. The progression shows what each level includes. It doesn't decide which level fits you.

A white car parked in a narrow alley between old stone buildings, black and white
VIP / 03 · Two situations Illustrative only

Same car. Different kind of problem.

A / Rental

The car is one question. Getting around is another.

Scenario A · You can't drive the car after a covered loss

The repair itself is only one practical issue. While the vehicle is unavailable, you may still need a way to get around.

Look at row 09 · Rental Reimbursement

Select—Not included
PlusIN
CompleteIN

Not every repair, accident, rental period or rental cost qualifies. What applies depends on the policy terms and the circumstances.

Close-up of a car windshield and wipers in low light

B / Glass

Smaller damage can still have its own coverage details.

Scenario B · The windshield is damaged

A damaged windshield is a different kind of vehicle problem from a collision that needs extensive body repair.

Look at row 12 · Glass Coverage

Select—Not included
Plus—Not included
CompleteIN

Without dedicated glass coverage, glass damage may still fall under Comprehensive, subject to its deductible. How glass damage is treated varies according to policy terms and any applicable deductibles or conditions.

A + B · Takeaway

The point of a comparison isn't to count checkmarks. It's to notice which differences could matter to you.

These are illustrative situations, not promises. Whether anything is covered depends on the policy terms, limits, deductibles, conditions and the circumstances of the loss.

VIP / 04 · Health + Travel Next step · Reach Out

Auto isn't the only conversation.

VIP One Group also offers Health and Travel Insurance. No packages to decode on this page. Reach out, and the conversation starts with what you actually need to know.

Health

Woman in a black jacket walking down an open road, black and white
Fig. 04 · Everyday

01 · Health Insurance

Exploring Health Insurance? Reach out so the conversation can focus on the available options and the details relevant to you.

Health — Reach Out
A man sitting in an airport waiting for his luggage
Fig. 05 · Arrivals

Travel

02 · Travel Insurance

Planning a trip? Reach out to discuss available coverage and the circumstances of the journey.

Travel — Reach Out

Auto. Health. Travel.
Serious details. Less ceremony.

VIP One Group · Good service should feel like the standard.

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Next step

Reach Out

Good service should feel like the standard.

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Auto / Health / Travel