Index 01 · Auto Insurance
Start with what's included.
Three Auto policies. One comparison. Every coverage point stays visible, so you can see exactly where each option expands.
Read this as a comparison, not a promise. This is a conceptual comparison of the three policy levels presented here. It isn't a statement that every coverage point is available in every state or circumstance. Coverage is subject to policy terms, limits, deductibles, eligibility, exclusions and state availability.
Question about a row? Reach Out8. Then 11.
Then 14.
Select establishes the 8-point starting set. Plus keeps all 8 and adds 3 more. Complete keeps all 11 and adds the final 3. Nothing disappears as you move up the comparison.
Select · 8/14
The first eight comparison points. Every level that follows keeps all of them.
Plus · +3
Keeps all 8. Adds:
- Rental Reimbursement
- Roadside Assistance
- Towing and Labor Coverage
Complete · +3
Keeps all 11. Adds the final three:
- Glass Coverage
- Gap-Related Coverage
- New Car Replacement
More points included doesn't mean every possible situation is covered.
Policy terms, limits, deductibles, eligibility, exclusions and state availability can still affect how any coverage point works. The progression shows what each level includes. It doesn't decide which level fits you.
Same car. Different kind of problem.
A / Rental
The car is one question. Getting around is another.
Scenario A · You can't drive the car after a covered loss
The repair itself is only one practical issue. While the vehicle is unavailable, you may still need a way to get around.
Look at row 09 · Rental Reimbursement
Not every repair, accident, rental period or rental cost qualifies. What applies depends on the policy terms and the circumstances.
B / Glass
Smaller damage can still have its own coverage details.
Scenario B · The windshield is damaged
A damaged windshield is a different kind of vehicle problem from a collision that needs extensive body repair.
Look at row 12 · Glass Coverage
Without dedicated glass coverage, glass damage may still fall under Comprehensive, subject to its deductible. How glass damage is treated varies according to policy terms and any applicable deductibles or conditions.
A + B · Takeaway
The point of a comparison isn't to count checkmarks. It's to notice which differences could matter to you.
These are illustrative situations, not promises. Whether anything is covered depends on the policy terms, limits, deductibles, conditions and the circumstances of the loss.
Auto isn't the only conversation.
VIP One Group also offers Health and Travel Insurance. No packages to decode on this page. Reach out, and the conversation starts with what you actually need to know.
Health
01 · Health Insurance
Exploring Health Insurance? Reach out so the conversation can focus on the available options and the details relevant to you.
Health — Reach OutTravel
02 · Travel Insurance
Planning a trip? Reach out to discuss available coverage and the circumstances of the journey.
Auto. Health. Travel.
Serious details. Less ceremony.
VIP One Group · Good service should feel like the standard.
VIP ONE GROUP
Top
2026 Lista Brands LLC. All rights reserved. Vip One Group is a marketing brand operated by Lista Brands LLC. For questions, contact [email protected] or visit listabrands.com.
Auto / Health / Travel